- 01
Direct impact
No fund in between. You choose the dream, see the milestones and watch the proof arrive. A small backing can complete a milestone when several Backers join in.
- 02
Transparent by design
Every dream shows its goal, milestones and progress. Dreams are reviewed before they go live, and money moves only when proof is posted.
- 03
A relationship, not a transaction
Chat with the Dreamer and follow updates. Many Backers return because they enjoy watching a plan become something real, knowing they helped.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a mobility equipment dream with a goal of $11,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
$1,650 · 15%
Confirm fit and specification
Post a supplier quote and assessment payment record with personal details hidden, showing the chosen equipment configuration.
Milestone 2
$6,050 · 55%
Order the core equipment
Share the supplier order confirmation and purchase payment receipt, with your address and any personal identifiers removed.
Milestone 3
$2,200 · 20%
Receive and fit equipment
Upload a redacted delivery record and fitting invoice, plus a photo of the equipment alone showing the supplied configuration.
Milestone 4
$1,100 · 10%
Complete setup and checks
Post receipts for final accessories or adjustments and a redacted handover checklist confirming the funded setup is complete.
Risks to plan for
- R1
Specification affects suitability
The wrong dimensions or configuration can make equipment unsuitable. Confirm the assessment and itemised quote before ordering, and link the purchase proof to that exact specification.
- R2
Custom orders take longer
Custom equipment or adaptations may have uncertain delivery dates. Separate ordering from delivery milestones and share supplier updates rather than promising an exact handover day.
- R3
Accessories are easily missed
Cushions, mounts or other necessary accessories may be absent from a base quote. List required additions during assessment and reserve a separate budget for fitting and final setup.
Questions and answers
Can I fund adaptations as well as the main equipment?
Identify the adaptations in the supplier quote and explain whether they are fitted before delivery or during setup. Separate their costs from the base item, and use redacted invoices and equipment-only photos as proof.
How can I prove delivery without showing myself using the equipment?
Share a delivery confirmation with your address hidden, a supplier handover record or a photo of the equipment on its own. Backers can review the item and funded configuration without seeing your body, home address or assessment notes.
Do Backers get anything in return?
Backings are gifts, so there are no shares, interest or repayment. You get a clear view of the progress you made possible and a direct line to the Dreamer.
Budget example
A typical cost split for a mobility equipment dream in Miami, shown in USD. Backers pay you directly using your accepted payment methods.
Example goal
$11,000
- Core mobility equipment$7,700 · 70%
- Assessment and fitting fees$1,100 · 10%
- Accessories and adaptations$1,650 · 15%
- Delivery and setup costs$550 · 5%
What you receive
- Backers give
- $11,000
- 0% platform commission
- −$1,650
- You receive
- $9,350
Ready when you are
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