How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: $100 gives the Dreamer $85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
Your backing is split across the milestones. When proof is posted you are notified and can release your share or ask for more. You can back anonymously.
- 03
If something goes wrong
If you do not release a milestone in time, the money still held for it and later steps comes back to you, minus the fee. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a pilot training dream with a goal of $45,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
$6,750 · 15%
Start ground preparation
Post ground-course and initial lesson receipts, a training schedule and a redacted summary of your planned licence route.
Milestone 2
$13,500 · 30%
Build instructed flight time
Share aircraft and instructor invoices alongside a redacted training log showing the completed lessons in this stage.
Milestone 3
$15,750 · 35%
Complete advanced flight practice
Upload flight-time receipts and an instructor progress summary covering the navigation and practice sessions funded here.
Milestone 4
$9,000 · 20%
Prepare for final assessment
Post assessment booking or payment records, final practice invoices and a redacted update on your training status.
Risks to plan for
- R1
Weather interrupts flying
Poor weather can cancel booked lessons and extend training. Use completion windows rather than fixed flight dates, and include travel flexibility in the relevant milestones.
- R2
More practice is needed
The planned flight hours may not be enough to reach assessment readiness. Base the budget on a training estimate and explain how extra practice would affect the final two stages.
- R3
Aircraft availability changes
Maintenance or instructor scheduling can interrupt access to the training aircraft. Confirm booking arrangements early and leave space between flight blocks before assessment bookings.
Questions and answers
Can I promise to earn the licence by a fixed date?
Avoid making a licence date a guaranteed outcome. Weather, aircraft access and assessment readiness can change the schedule. Set out the training stages you intend to fund and explain how you will report delays to Backers.
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof, how much is held and how much is released. You only release money for milestones you have reviewed yourself.
How can I prove flight training without sharing my full logbook?
Post paid aircraft and instructor invoices with a redacted summary of the relevant training entries. Hide identity numbers and other personal details while keeping lesson dates and the funded training activity understandable.
Budget example
A typical cost split for a pilot training dream in Boston, shown in USD. Backers are charged the equivalent in US dollars.
Example goal
$45,000
- Aircraft and instructor time$29,250 · 65%
- Ground school materials$4,500 · 10%
- Assessments and required checks$6,750 · 15%
- Airfield travel and lodging$4,500 · 10%
What you receive
- Backers give
- $45,000
- Platform fee (15%)
- −$6,750
- You receive
- $38,250
Ready when you are
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