- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. You post proof for each milestone so they can review your progress and choose to support your dream directly with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. Because Backers can pay milestone by milestone, they only send further support as you prove progress.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a sailing voyage dream with a goal of $25,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
$6,250 · 25%
Assess vessel and passage
Post a vessel condition summary, proposed passage plan and itemised repair quotes, with ownership and contact details hidden.
Milestone 2
$7,500 · 30%
Complete refit and checks
Share dated repair photos, parts invoices and completed system check records showing the boat’s preparation for sea trials.
Milestone 3
$3,750 · 15%
Run trials and provision
Post a sea-trial log, provision receipts and a departure checklist, without sharing live locations or private crew details.
Milestone 4
$7,500 · 30%
Record the sailing passage
Share a dated passage log, arrival photos and harbour or support receipts, explaining any route changes and unfinished legs.
Budget example
A typical cost split for a sailing voyage dream in Las Vegas, shown in USD. Backers pay you directly using your accepted payment methods.
Example goal
$25,000
- Vessel repairs and equipment$10,000 · 40%
- Passage supplies and harbour costs$6,250 · 25%
- Preparation labour and sea trials$6,250 · 25%
- Navigation and communications$2,500 · 10%
What you receive
- Backers give
- $25,000
- 0% platform commission
- −$3,750
- You receive
- $21,250
Risks to plan for
- R1
Refit reveals more work
Opening up a repair can reveal further worn components. Complete the vessel assessment first and keep a refit contingency before committing to departure dates or passage bookings.
- R2
Weather changes route
A weather window may close after the boat is ready. Build waiting time and alternative stops into the passage budget, and make the final proof a factual log rather than a fixed arrival date.
- R3
Trial exposes faults
Systems may behave differently under load than alongside the dock. Give sea trials their own milestone and allow repair time before buying all perishable passage supplies.
Questions and answers
Do I have to pay Backers back?
No. Backers send gifts directly to your own payment account. cohero never holds funds or reverses payments; any dispute or refund request is handled between you and the Backer through your payment provider.
Can the dream fund repairs as well as the voyage?
Show which repairs are needed for the planned passage and separate them from unrelated improvements. Use condition records, repair invoices and sea-trial notes before the final passage log so Backers can follow the sequence.
Should I share live tracking with Backers?
You can use a delayed route summary and dated log instead of publishing live positions. Explain your reporting schedule before departure and keep crew identities, berth details and private communications out of public proof.
Ready when you are
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