- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. You post proof for each milestone so they can review your progress and choose to support your dream directly with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. Because Backers can pay milestone by milestone, they only send further support as you prove progress.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a physical rehabilitation dream with a goal of €8,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
€1,200 · 15%
Plan the rehabilitation block
Post a redacted provider estimate, initial session receipt and equipment list for the rehabilitation period being funded.
Milestone 2
€2,800 · 35%
Attend the first block
Share redacted session receipts, an attendance summary and payment records for equipment or travel used in this block.
Milestone 3
€2,800 · 35%
Continue the session programme
Upload invoices for the next rehabilitation block and a redacted attendance record, plus related transport receipts.
Milestone 4
€1,200 · 15%
Review ongoing support needs
Post final funded session receipts and a redacted provider review confirmation, with a summary of equipment and travel spending.
Budget example
A typical cost split for a physical rehabilitation dream in Lisbon, shown in EUR. Backers pay you directly using your accepted payment methods.
Example goal
€8,000
- Rehabilitation session fees€4,400 · 55%
- Home practice equipment€1,200 · 15%
- Accessible session transport€1,600 · 20%
- Assessment and support costs€800 · 10%
What you receive
- Backers give
- €8,000
- 0% platform commission
- −€1,200
- You receive
- €6,800
Risks to plan for
- R1
Session needs can change
The number or spacing of sessions may change after a review. Budget in attendance blocks and explain how a revised schedule affects remaining fees without promising a recovery date.
- R2
Transport can limit attendance
Travel arrangements may make repeated appointments difficult to attend. Price suitable transport before setting the goal and include journey records in each active session milestone.
- R3
Equipment may need adjustment
Home practice equipment may require a different size or setup after assessment. Confirm requirements before buying and reserve the equipment budget for documented, appropriate purchases.
Questions and answers
Can the goal include equipment for practice at home?
Include equipment that forms part of your documented rehabilitation plan, with a clear cost line and purchase stage. Share receipts with personal details hidden, and describe its role without giving treatment instructions to others.
Do I have to pay Backers back?
No. Backers send gifts directly to your own payment account. cohero never holds funds or reverses payments; any dispute or refund request is handled between you and the Backer through your payment provider.
Must I show physical improvement for each milestone?
Base proof on the funded sessions, equipment and travel rather than a physical performance target. Redacted attendance records and receipts let Backers review spending without requiring videos of your body or private assessments.
Ready when you are
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