- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. Money is held per milestone and released only when you prove progress, so they can give with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. If you cannot finish, unreleased money goes back to Backers.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: €100 gives the Dreamer €85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a physical rehabilitation dream with a goal of €8,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
€1,200 · 15%
Plan the rehabilitation block
Post a redacted provider estimate, initial session receipt and equipment list for the rehabilitation period being funded.
Milestone 2
€2,800 · 35%
Attend the first block
Share redacted session receipts, an attendance summary and payment records for equipment or travel used in this block.
Milestone 3
€2,800 · 35%
Continue the session programme
Upload invoices for the next rehabilitation block and a redacted attendance record, plus related transport receipts.
Milestone 4
€1,200 · 15%
Review ongoing support needs
Post final funded session receipts and a redacted provider review confirmation, with a summary of equipment and travel spending.
Budget example
A typical cost split for a physical rehabilitation dream in Berlin, shown in EUR. Backers are charged the equivalent in US dollars.
Example goal
€8,000
- Rehabilitation session fees€4,400 · 55%
- Home practice equipment€1,200 · 15%
- Accessible session transport€1,600 · 20%
- Assessment and support costs€800 · 10%
What you receive
- Backers give
- €8,000
- Platform fee (15%)
- −€1,200
- You receive
- €6,800
Risks to plan for
- R1
Session needs can change
The number or spacing of sessions may change after a review. Budget in attendance blocks and explain how a revised schedule affects remaining fees without promising a recovery date.
- R2
Transport can limit attendance
Travel arrangements may make repeated appointments difficult to attend. Price suitable transport before setting the goal and include journey records in each active session milestone.
- R3
Equipment may need adjustment
Home practice equipment may require a different size or setup after assessment. Confirm requirements before buying and reserve the equipment budget for documented, appropriate purchases.
Questions and answers
Do I have to pay Backers back?
No. Money released for completed milestones is yours. Money still held for unfinished milestones can go back to Backers under the Backing Policy, minus the platform fee.
Must I show physical improvement for each milestone?
Base proof on the funded sessions, equipment and travel rather than a physical performance target. Redacted attendance records and receipts let Backers review spending without requiring videos of your body or private assessments.
Can the goal include equipment for practice at home?
Include equipment that forms part of your documented rehabilitation plan, with a clear cost line and purchase stage. Share receipts with personal details hidden, and describe its role without giving treatment instructions to others.
Ready when you are
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