- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. Money is held per milestone and released only when you prove progress, so they can give with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. If you cannot finish, unreleased money goes back to Backers.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: $100 gives the Dreamer $85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a mobility equipment dream with a goal of $11,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
$1,650 · 15%
Confirm fit and specification
Post a supplier quote and assessment payment record with personal details hidden, showing the chosen equipment configuration.
Milestone 2
$6,050 · 55%
Order the core equipment
Share the supplier order confirmation and purchase payment receipt, with your address and any personal identifiers removed.
Milestone 3
$2,200 · 20%
Receive and fit equipment
Upload a redacted delivery record and fitting invoice, plus a photo of the equipment alone showing the supplied configuration.
Milestone 4
$1,100 · 10%
Complete setup and checks
Post receipts for final accessories or adjustments and a redacted handover checklist confirming the funded setup is complete.
Budget example
A typical cost split for a mobility equipment dream in Seattle, shown in USD. Backers are charged the equivalent in US dollars.
Example goal
$11,000
- Core mobility equipment$7,700 · 70%
- Assessment and fitting fees$1,100 · 10%
- Accessories and adaptations$1,650 · 15%
- Delivery and setup costs$550 · 5%
What you receive
- Backers give
- $11,000
- Platform fee (15%)
- −$1,650
- You receive
- $9,350
Risks to plan for
- R1
Specification affects suitability
The wrong dimensions or configuration can make equipment unsuitable. Confirm the assessment and itemised quote before ordering, and link the purchase proof to that exact specification.
- R2
Custom orders take longer
Custom equipment or adaptations may have uncertain delivery dates. Separate ordering from delivery milestones and share supplier updates rather than promising an exact handover day.
- R3
Accessories are easily missed
Cushions, mounts or other necessary accessories may be absent from a base quote. List required additions during assessment and reserve a separate budget for fitting and final setup.
Questions and answers
Do I have to pay Backers back?
No. Money released for completed milestones is yours. Money still held for unfinished milestones can go back to Backers under the Backing Policy, minus the platform fee.
Can I fund adaptations as well as the main equipment?
Identify the adaptations in the supplier quote and explain whether they are fitted before delivery or during setup. Separate their costs from the base item, and use redacted invoices and equipment-only photos as proof.
How can I prove delivery without showing myself using the equipment?
Share a delivery confirmation with your address hidden, a supplier handover record or a photo of the equipment on its own. Backers can review the item and funded configuration without seeing your body, home address or assessment notes.
Ready when you are
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