- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. You post proof for each milestone so they can review your progress and choose to support your dream directly with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. Because Backers can pay milestone by milestone, they only send further support as you prove progress.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a language study dream with a goal of $7,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
$2,100 · 30%
Book the opening block
Post the school booking receipt, the first course payment and a dated plan for accommodation during the opening block.
Milestone 2
$2,100 · 30%
Attend the core block
Share the next course invoice, an attendance summary and an original writing or speaking sample from this class block.
Milestone 3
$1,750 · 25%
Extend classroom practice
Upload receipts for the next teaching block and accommodation, plus a short learning update based on completed classwork.
Milestone 4
$1,050 · 15%
Finish and review learning
Post remaining course receipts, a final attendance record and a self-recorded language sample comparing your learning goals.
Budget example
A typical cost split for a language study dream wherever you live, shown in USD. Backers pay you directly using your accepted payment methods.
Example goal
$7,000
- Language course tuition$3,500 · 50%
- Books and practice materials$700 · 10%
- Local transport$700 · 10%
- Accommodation and daily essentials$2,100 · 30%
What you receive
- Backers give
- $7,000
- 0% platform commission
- −$1,050
- You receive
- $5,950
Risks to plan for
- R1
Class level needs adjustment
An initial placement may put you in a class that does not fit your skills. Ask about level changes before booking and allow the opening milestone to document the confirmed class.
- R2
Accommodation costs drift
Accommodation dates may not line up with teaching weeks. Budget for the actual stay, not only classroom days, and match housing receipts to the learning blocks they support.
- R3
Fluency is hard to define
A promise of fluency can make progress difficult to assess fairly. Use attendance and comparable language samples as proof, with specific learning aims for each teaching block.
Questions and answers
Can accommodation be part of a language school goal?
Yes, if it is needed to attend the course. State the length of stay and separate accommodation from tuition so Backers can follow the budget. Share payment records with addresses and other personal information hidden.
What if my language level improves more slowly than expected?
Show the lessons attended and the work completed rather than claiming a guaranteed level. Use similar speaking or writing tasks at different stages, and explain any changes to your learning plan in the milestone update.
Do I have to pay Backers back?
No. Backers send gifts directly to your own payment account. cohero never holds funds or reverses payments; any dispute or refund request is handled between you and the Backer through your payment provider.
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