- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. You post proof for each milestone so they can review your progress and choose to support your dream directly with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. Because Backers can pay milestone by milestone, they only send further support as you prove progress.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a dental care dream with a goal of €6,700. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
€1,005 · 15%
Confirm the dental estimate
Post a redacted examination receipt and itemised provider estimate showing the dental work included in the funding goal.
Milestone 2
€3,015 · 45%
Complete the main procedure
Share paid invoices for the main dental procedure and related charges, with patient identifiers and clinical notes hidden.
Milestone 3
€1,675 · 25%
Attend fitting and adjustments
Upload redacted receipts for planned fitting or adjustment appointments and any separately billed laboratory work.
Milestone 4
€1,005 · 15%
Finish planned review visits
Post final review receipts and a redacted expense summary comparing the completed funded stages with the original estimate.
Budget example
A typical cost split for a dental care dream in Milan, shown in EUR. Backers pay you directly using your accepted payment methods.
Example goal
€6,700
- Dental procedure fees€4,355 · 65%
- Imaging and examination costs€1,005 · 15%
- Laboratory and appliance charges€1,005 · 15%
- Review visit travel€335 · 5%
What you receive
- Backers give
- €6,700
- 0% platform commission
- −€1,005
- You receive
- €5,695
Risks to plan for
- R1
Examination changes the scope
An examination may identify work missing from an early estimate. Use the first milestone to confirm an itemised scope and explain any budget revision before the main procedure stage.
- R2
Laboratory work needs time
A custom dental item may need laboratory work and later adjustments. Keep that spending separate from the main procedure and allow a flexible window for the fitting milestone.
- R3
Extra visits increase travel
A fitting or procedure may require more return visits than first expected. Estimate travel separately and state which review journeys are included rather than implying unlimited follow-up.
Questions and answers
Do I need to post photographs of my teeth?
Use itemised estimates, paid invoices and appointment confirmations with personal details hidden instead. Photographs are not necessary to explain dental spending, and your proof plan can keep treatment images and clinical records private.
What if the dentist changes the estimate after examination?
Share a redacted revised estimate and describe which funded stages or cost lines change. Keep the explanation about scope, timing and expenses rather than private clinical details, so Backers can review the updated spending plan.
Do I have to pay Backers back?
No. Backers send gifts directly to your own payment account. cohero never holds funds or reverses payments; any dispute or refund request is handled between you and the Backer through your payment provider.
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