- 01
Gifts, not investments
A backing is a voluntary gift towards a goal. Nothing is sold, no ownership changes hands and no return is promised. Backers support a person; you keep control.
- 02
Why milestones still matter
Without contracts, Backers rely on transparency. You post proof for each milestone so they can review your progress and choose to support your dream directly with confidence.
- 03
What you owe Backers
Honesty: a true story, proof for each milestone and updates in chat. Not profits or repayment. Because Backers can pay milestone by milestone, they only send further support as you prove progress.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Example milestone plan
An example plan for a cycling race dream with a goal of €8,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
€1,600 · 20%
Confirm event and setup
Post entry confirmation, a bike condition checklist and a course-specific preparation outline with private details hidden.
Milestone 2
€2,800 · 35%
Service and equip bike
Share workshop invoices, replacement-part receipts and photos of the completed setup, with frame serial numbers concealed.
Milestone 3
€2,000 · 25%
Test race preparation
Post dated training ride summaries, a loaded transport check and travel confirmations with personal booking details removed.
Milestone 4
€1,600 · 20%
Report race participation
Share start-area evidence, a race activity file or published result where available, plus a report on the bike’s performance.
Budget example
A typical cost split for a cycling race dream in Dublin, shown in EUR. Backers pay you directly using your accepted payment methods.
Example goal
€8,000
- Bicycle parts and servicing€3,200 · 40%
- Race travel and bike transport€2,400 · 30%
- Training and preparation support€1,600 · 20%
- Entry and race consumables€800 · 10%
What you receive
- Backers give
- €8,000
- 0% platform commission
- −€1,200
- You receive
- €6,800
Risks to plan for
- R1
Mechanical problems recur
A repaired bike may still develop faults during longer rides. Put a race-length equipment test after servicing and include essential spares in the parts budget before travel is finalised.
- R2
Bike transport damage
Transport can damage a race-ready setup or delay its arrival. Budget for suitable packing and show a transport plan during preparation, leaving time to inspect the bike before the event.
- R3
Course demands differ
The course may demand gearing or handling skills not covered by routine rides. Review the route early and link training proof and final component choices to the actual event conditions.
Questions and answers
Do I have to pay Backers back?
No. Backers send gifts directly to your own payment account. cohero never holds funds or reverses payments; any dispute or refund request is handled between you and the Backer through your payment provider.
Can I include a replacement bike in the goal?
Explain why the existing bike does not suit the event and show how the proposed replacement fits the race plan. Keep the equipment scope explicit, with purchase records and a tested setup before travel and participation proof.
What if I start the race but do not finish?
Post a factual race report with participation evidence and explain why the ride ended. Set the final milestone around documented event participation rather than a guaranteed finish, placing completed preparation in earlier stages.
Ready when you are
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