- 01
You are the proof
Put your face in the first photo, explain your background in two sentences and show something you have already made. Backers back people first and plans second.
- 02
Keep the scope small
The first milestone should fit one person's time and skills. Outsource only what you cannot do, and give those costs their own milestone so Backers see them.
- 03
Protect your time
Post proof when a step is done, answer chat once or twice a day and keep your story current. A steady rhythm builds more trust than bursts of activity.
Risks to plan for
- R1
Care plans can change
The provider’s plan may change after an appointment, altering costs or timing. Use expense-based milestones and explain how revised estimates will be shared without revealing clinical details.
- R2
Invoices arrive unevenly
Large treatment bills may fall due before milestone proof can be reviewed. Map invoice dates before publishing and explain how payments will be covered while Backers review submitted proof before sending direct gifts for the next milestone.
- R3
Travel adds hidden costs
Repeated appointments can add journeys, overnight stays or support costs. Include these in the initial estimate and keep receipts grouped by the treatment stage they relate to.
Budget example
A typical cost split for a medical treatment dream in Munich, shown in EUR. Backers pay you directly using your accepted payment methods.
Example goal
€27,000
- Provider and treatment fees€16,200 · 60%
- Prescribed medicines and supplies€4,050 · 15%
- Care travel and accommodation€4,050 · 15%
- Follow-up and practical support€2,700 · 10%
What you receive
- Backers give
- €27,000
- 0% platform commission
- −€4,050
- You receive
- €22,950
Example milestone plan
An example plan for a medical treatment dream with a goal of €27,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
€2,700 · 10%
Document the care budget
Post a provider estimate and receipts for initial appointments, with names, contact details and clinical information hidden.
Milestone 2
€12,150 · 45%
Cover the main treatment
Share redacted provider invoices and payment receipts for the main treatment stage, showing the funded expense categories.
Milestone 3
€8,100 · 30%
Fund continuing care
Upload receipts for planned follow-up care, related supplies and necessary travel, with personal and medical details hidden.
Milestone 4
€4,050 · 15%
Reconcile remaining expenses
Post a redacted final expense summary and receipts for the remaining follow-up visits, supplies or treatment-related journeys.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Questions and answers
What if my treatment plan changes after people back it?
Post an update explaining the changed expenses and timing without sharing private clinical records. Provide a revised estimate for the affected milestone so Backers can assess its proof against the current spending plan.
Can one person really fund a medical treatment dream?
Yes. Backers do not require a company. They need to understand your goal and see proof as you go, and a small first milestone is the best way to show you deliver.
Do I have to publish my diagnosis to explain the goal?
You can explain the expenses and stages without publishing a diagnosis or full medical history. Use provider estimates and receipts with personal details hidden, keeping only the information needed to understand the funded costs.
Ready when you are
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