Budget example
A typical cost split for a community water access dream in Hangzhou, shown in CNY. Backers pay you directly using your accepted payment methods.
Example goal
CN¥130,000
- Source works and installationCN¥58,500 · 45%
- Storage and distribution equipmentCN¥32,500 · 25%
- Assessment and water testingCN¥26,000 · 20%
- Maintenance tools and trainingCN¥13,000 · 10%
What you receive
- Backers give
- CN¥130,000
- 0% platform commission
- −CN¥19,500
- You receive
- CN¥110,500
- 01
Price from quotes, not hopes
Get at least two quotes for every large cost and note what is included. Backers rarely mind a high goal; they mind a goal that looks invented.
- 02
Plan for what you receive
cohero takes 0% commission on backings, so you receive what Backers send directly through your payment methods. Set the goal so that amount covers your real costs.
- 03
Add a small buffer
Prices move. A buffer of five to ten percent in your last milestone covers surprises without making the goal look padded. Say so openly in your story.
Example milestone plan
An example plan for a community water access dream with a goal of CN¥130,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
CN¥19,500 · 15%
Assess source and site
Post the site assessment, proposed system layout and itemised installation quote, with household information removed.
Milestone 2
CN¥45,500 · 35%
Prepare source infrastructure
Share dated source-work photos, contractor progress records and receipts for completed groundwork and source components.
Milestone 3
CN¥45,500 · 35%
Install distribution equipment
Post tank and pipe installation photos, equipment invoices and an installer checklist covering the completed system.
Milestone 4
CN¥19,500 · 15%
Verify operation and upkeep
Share dated water test reports, commissioning records and a maintenance schedule with private contact details hidden.
Risks to plan for
- R1
Source proves unsuitable
An assessed source may not support the planned system throughout the year. Put source evaluation first and define a redesign checkpoint before committing the main installation budget.
- R2
Testing requires changes
Water test findings may show that the installed setup needs further work. Reserve funds for follow-up testing and adjustments rather than treating physical completion as proof of readiness.
- R3
Maintenance has no owner
Equipment can fall out of use when servicing responsibilities are unclear. Name a maintenance role, document training and include essential spares in the final milestone budget.
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Questions and answers
Is a photo of flowing water enough proof?
Flow demonstrates operation, not water quality or long-term reliability. Include dated test reports, installation records and the maintenance plan so Backers can assess what the project has actually completed.
Can this fund repairs instead of a new water point?
Yes, describe the existing system and the specific fault being addressed. Use an assessment, documented repair work, replacement-part receipts and final testing as proof, rather than presenting repairs as a new installation.
Does cohero take a commission on backings?
No. cohero charges 0% commission on backings. Backers pay you directly to your chosen payment method, so towards your goal of CN¥130,000, you receive the full amount confirmed by you without platform deductions.
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