How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: CN¥1,000 gives the Dreamer CN¥850. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
Your backing is split across the milestones. When proof is posted you are notified and can release your share or ask for more. You can back anonymously.
- 03
If something goes wrong
If you do not release a milestone in time, the money still held for it and later steps comes back to you, minus the fee. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a teacher certification dream with a goal of CN¥37,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
CN¥9,250 · 25%
Confirm the training route
Post provider enrolment confirmation, an initial payment receipt and a checklist of the stages included in your chosen route.
Milestone 2
CN¥11,100 · 30%
Complete core teacher coursework
Share course fee receipts, a module completion record and a redacted plan for the upcoming supervised teaching placement.
Milestone 3
CN¥9,250 · 25%
Undertake classroom placement
Upload placement-related receipts and a redacted attendance or supervisor confirmation without pupil names or school records.
Milestone 4
CN¥7,400 · 20%
Submit final assessment work
Post assessment payment records, submission confirmation and a redacted provider update on your certification progress.
Risks to plan for
- R1
Routes have different requirements
Certification routes can involve different coursework and assessments. Confirm your chosen provider’s requirements before setting the goal and list only the stages your budget covers.
- R2
Placement timing can slip
A supervised teaching placement may start later than expected. Keep placement travel separate from coursework costs and explain how a changed start date affects assessment timing.
- R3
Assessment may need revision
Submitted work may need revision or another assessment attempt. State whether the budget includes that possibility and avoid making certification itself the only acceptable final proof.
Questions and answers
Does completing the funded course guarantee certification?
Certification is not guaranteed. Tie the goal to coursework, placement and assessments you plan to complete. Use submission or progress records as proof without promising a final certification decision.
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof, how much is held and how much is released. You only release money for milestones you have reviewed yourself.
Can I share classroom work as evidence of my placement?
Use a supervisor confirmation or redacted attendance record rather than pupil work or classroom photographs. Backers can review placement spending and participation without seeing children’s names, images or school records.
Budget example
A typical cost split for a teacher certification dream in Guangzhou, shown in CNY. Backers are charged the equivalent in US dollars.
Example goal
CN¥37,000
- Training provider feesCN¥20,350 · 55%
- Books and teaching resourcesCN¥5,550 · 15%
- Assessment and application feesCN¥7,400 · 20%
- Placement travel expensesCN¥3,700 · 10%
What you receive
- Backers give
- CN¥37,000
- Platform fee (15%)
- −CN¥5,550
- You receive
- CN¥31,450
Ready when you are
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