How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
You can support a dream milestone by milestone. When proof is posted, you are notified and can review it, ask questions, and decide whether to send the next payment. You can back anonymously.
- 03
If something goes wrong
Because you pay directly and can give milestone by milestone, you remain in control and never have to fund unproven steps. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a teacher certification dream with a goal of ₹520,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
₹130,000 · 25%
Confirm the training route
Post provider enrolment confirmation, an initial payment receipt and a checklist of the stages included in your chosen route.
Milestone 2
₹156,000 · 30%
Complete core teacher coursework
Share course fee receipts, a module completion record and a redacted plan for the upcoming supervised teaching placement.
Milestone 3
₹130,000 · 25%
Undertake classroom placement
Upload placement-related receipts and a redacted attendance or supervisor confirmation without pupil names or school records.
Milestone 4
₹104,000 · 20%
Submit final assessment work
Post assessment payment records, submission confirmation and a redacted provider update on your certification progress.
Risks to plan for
- R1
Routes have different requirements
Certification routes can involve different coursework and assessments. Confirm your chosen provider’s requirements before setting the goal and list only the stages your budget covers.
- R2
Placement timing can slip
A supervised teaching placement may start later than expected. Keep placement travel separate from coursework costs and explain how a changed start date affects assessment timing.
- R3
Assessment may need revision
Submitted work may need revision or another assessment attempt. State whether the budget includes that possibility and avoid making certification itself the only acceptable final proof.
Questions and answers
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof and confirmed support. You stay in control by choosing to send direct payments only for milestones you have personally reviewed.
Can I share classroom work as evidence of my placement?
Use a supervisor confirmation or redacted attendance record rather than pupil work or classroom photographs. Backers can review placement spending and participation without seeing children’s names, images or school records.
Does completing the funded course guarantee certification?
Certification is not guaranteed. Tie the goal to coursework, placement and assessments you plan to complete. Use submission or progress records as proof without promising a final certification decision.
Budget example
A typical cost split for a teacher certification dream in Chennai, shown in INR. Backers pay you directly using your accepted payment methods.
Example goal
₹520,000
- Training provider fees₹286,000 · 55%
- Books and teaching resources₹78,000 · 15%
- Assessment and application fees₹104,000 · 20%
- Placement travel expenses₹52,000 · 10%
What you receive
- Backers give
- ₹520,000
- 0% platform commission
- −₹78,000
- You receive
- ₹442,000
Ready when you are
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