How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: CN¥1,000 gives the Dreamer CN¥850. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
Your backing is split across the milestones. When proof is posted you are notified and can release your share or ask for more. You can back anonymously.
- 03
If something goes wrong
If you do not release a milestone in time, the money still held for it and later steps comes back to you, minus the fee. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a school library dream with a goal of CN¥60,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
CN¥9,000 · 15%
Map reading needs
Post an anonymised reading-needs summary, the proposed book list and room measurements without pupil information.
Milestone 2
CN¥27,000 · 45%
Acquire core collection
Share itemised book receipts, delivery photos and a title inventory showing how purchases match the agreed reading needs.
Milestone 3
CN¥15,000 · 25%
Fit shelves and catalogue
Post installed shelving photos, furniture receipts and catalogue screenshots with pupil and staff details removed.
Milestone 4
CN¥9,000 · 15%
Open the lending routine
Share the borrowing guide, an anonymised trial lending log and room photos taken without identifiable pupils present.
Risks to plan for
- R1
Collection misses readers
A large order may overlook reading levels or languages used by pupils. Approve a teacher-led selection first and reserve part of the book budget for gaps found during cataloguing.
- R2
Shelves do not fit
Unexpected room dimensions or access constraints can delay installation. Measure the room before ordering furniture and include fitting work in the shelving milestone budget.
- R3
Borrowing system stalls
Books may arrive before anyone is ready to manage loans. Assign library responsibilities early and make a tested lending routine, not just delivery boxes, the final milestone.
Questions and answers
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof, how much is held and how much is released. You only release money for milestones you have reviewed yourself.
Should the library buy new books or accept donated ones?
Explain the reading needs first, then show how purchases and suitable donations fill the list. Count only usable donated titles in the inventory, and keep sorting, protection and missing titles visible in the budget.
How do we prove pupils can actually use the library?
Show an accessible room layout, a catalogued collection and a tested borrowing process. An anonymised trial log can demonstrate readiness without publishing pupil names, reading histories or identifiable classroom photos.
Budget example
A typical cost split for a school library dream in Nanjing, shown in CNY. Backers are charged the equivalent in US dollars.
Example goal
CN¥60,000
- Books and reading materialsCN¥33,000 · 55%
- Shelving and reading furnitureCN¥12,000 · 20%
- Cataloguing and book protectionCN¥9,000 · 15%
- Room preparation and signsCN¥6,000 · 10%
What you receive
- Backers give
- CN¥60,000
- Platform fee (15%)
- −CN¥9,000
- You receive
- CN¥51,000
Ready when you are
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