How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to review the proof, ask for more info, and decide whether to keep supporting your next milestone.
0% commission — direct gifts, nothing taken
Backers pay exactly what they choose directly through your payment methods. cohero takes 0% commission on backings, so you keep what is sent. Any refunds or disputes are handled directly between you, the Backer and your payment provider.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
You can support a dream milestone by milestone. When proof is posted, you are notified and can review it, ask questions, and decide whether to send the next payment. You can back anonymously.
- 03
If something goes wrong
Because you pay directly and can give milestone by milestone, you remain in control and never have to fund unproven steps. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a sailing voyage dream with a goal of CN¥170,000. Backers pay you directly, funding the goal all at once or milestone by milestone as you post proof for each step.
Milestone 1
CN¥42,500 · 25%
Assess vessel and passage
Post a vessel condition summary, proposed passage plan and itemised repair quotes, with ownership and contact details hidden.
Milestone 2
CN¥51,000 · 30%
Complete refit and checks
Share dated repair photos, parts invoices and completed system check records showing the boat’s preparation for sea trials.
Milestone 3
CN¥25,500 · 15%
Run trials and provision
Post a sea-trial log, provision receipts and a departure checklist, without sharing live locations or private crew details.
Milestone 4
CN¥51,000 · 30%
Record the sailing passage
Share a dated passage log, arrival photos and harbour or support receipts, explaining any route changes and unfinished legs.
Risks to plan for
- R1
Refit reveals more work
Opening up a repair can reveal further worn components. Complete the vessel assessment first and keep a refit contingency before committing to departure dates or passage bookings.
- R2
Weather changes route
A weather window may close after the boat is ready. Build waiting time and alternative stops into the passage budget, and make the final proof a factual log rather than a fixed arrival date.
- R3
Trial exposes faults
Systems may behave differently under load than alongside the dock. Give sea trials their own milestone and allow repair time before buying all perishable passage supplies.
Questions and answers
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof and confirmed support. You stay in control by choosing to send direct payments only for milestones you have personally reviewed.
Can the dream fund repairs as well as the voyage?
Show which repairs are needed for the planned passage and separate them from unrelated improvements. Use condition records, repair invoices and sea-trial notes before the final passage log so Backers can follow the sequence.
Should I share live tracking with Backers?
You can use a delayed route summary and dated log instead of publishing live positions. Explain your reporting schedule before departure and keep crew identities, berth details and private communications out of public proof.
Budget example
A typical cost split for a sailing voyage dream in Shenzhen, shown in CNY. Backers pay you directly using your accepted payment methods.
Example goal
CN¥170,000
- Vessel repairs and equipmentCN¥68,000 · 40%
- Passage supplies and harbour costsCN¥42,500 · 25%
- Preparation labour and sea trialsCN¥42,500 · 25%
- Navigation and communicationsCN¥17,000 · 10%
What you receive
- Backers give
- CN¥170,000
- 0% platform commission
- −CN¥25,500
- You receive
- CN¥144,500
Ready when you are
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