How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: ₹10,000 gives the Dreamer ₹8,500. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
- 01
Before you back
Read the story and the milestones. Check that the amounts add up and that each step has something concrete to prove. If anything is unclear, ask in chat first.
- 02
While the dream runs
Your backing is split across the milestones. When proof is posted you are notified and can release your share or ask for more. You can back anonymously.
- 03
If something goes wrong
If you do not release a milestone in time, the money still held for it and later steps comes back to you, minus the fee. You can report a dream or block a user at any time.
Example milestone plan
An example plan for a coding bootcamp dream with a goal of ₹1,100,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
₹330,000 · 30%
Reserve and set up
Post the course booking receipt, the tuition instalment record and a checklist showing your development setup is ready.
Milestone 2
₹330,000 · 30%
Complete core coding block
Share the next paid tuition invoice, a course progress record and a small working demo from the core coding block.
Milestone 3
₹275,000 · 25%
Build the main project
Upload the project-stage tuition receipt, a repository link or recorded demo and a summary of your own contributions.
Milestone 4
₹165,000 · 15%
Present the final portfolio
Post a final course payment record, a portfolio walkthrough and receipts for the remaining funded learning expenses.
Risks to plan for
- R1
Course pace is demanding
An intensive timetable can leave little time for paid work or missed lessons. Budget living essentials for the full course and use learning blocks that allow honest progress updates.
- R2
Hardware may be unsuitable
Your current computer may not meet the course requirements. Check specifications before enrolment and place any necessary equipment purchase in the setup milestone, with receipts.
- R3
Projects depend on others
A group project can change scope when teammates leave or tasks shift. Define your own deliverables for proof and keep a smaller individual demo available for the project milestone.
Questions and answers
Should my goal promise a developer job after graduation?
No. Keep the funded outcome focused on training, completed work and a portfolio you can show. Hiring is outside your control, so describe career aims as aspirations rather than conditions that Backers should expect you to meet.
Can I see how my money was used?
Yes. Each milestone shows the Dreamer's proof, how much is held and how much is released. You only release money for milestones you have reviewed yourself.
Can I use a project demo as milestone proof?
A demo can show learning progress, but pair it with receipts for the course or equipment being funded. Explain your contribution to shared code and remove passwords, private data and restricted course content before posting.
Budget example
A typical cost split for a coding bootcamp dream in Pune, shown in INR. Backers are charged the equivalent in US dollars.
Example goal
₹1,100,000
- Bootcamp tuition fees₹770,000 · 70%
- Computer and development equipment₹165,000 · 15%
- Learning resources₹55,000 · 5%
- Living costs during training₹110,000 · 10%
What you receive
- Backers give
- ₹1,100,000
- Platform fee (15%)
- −₹165,000
- You receive
- ₹935,000
Ready when you are
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