Example milestone plan
An example plan for a sailing voyage dream with a goal of €22,000. Backers fund the whole goal, but each milestone's money stays held until you post the proof and Backers release it.
Milestone 1
€5,500 · 25%
Assess vessel and passage
Post a vessel condition summary, proposed passage plan and itemised repair quotes, with ownership and contact details hidden.
Milestone 2
€6,600 · 30%
Complete refit and checks
Share dated repair photos, parts invoices and completed system check records showing the boat’s preparation for sea trials.
Milestone 3
€3,300 · 15%
Run trials and provision
Post a sea-trial log, provision receipts and a departure checklist, without sharing live locations or private crew details.
Milestone 4
€6,600 · 30%
Record the sailing passage
Share a dated passage log, arrival photos and harbour or support receipts, explaining any route changes and unfinished legs.
- 01
Build your dream
Write your story, add photos and set milestones as a private draft. When you are ready, publish with a monthly membership; every dream is reviewed before it goes live.
- 02
Reach Backers who want to help
Published dreams appear in the swipe feed, where Backers browse by category, save the ones they like and chat with you before they give.
- 03
Get paid as you deliver
Each backing is split across your milestones. Post proof when a step is done; Backers release their share and you receive it after the platform fee.
Budget example
A typical cost split for a sailing voyage dream in Milan, shown in EUR. Backers are charged the equivalent in US dollars.
Example goal
€22,000
- Vessel repairs and equipment€8,800 · 40%
- Passage supplies and harbour costs€5,500 · 25%
- Preparation labour and sea trials€5,500 · 25%
- Navigation and communications€2,200 · 10%
What you receive
- Backers give
- €22,000
- Platform fee (15%)
- −€3,300
- You receive
- €18,700
How Backers are protected
14-day review per milestone
When proof is posted, each Backer has 14 days to release their share or ask for more. Money not released in time goes back to the Backer.
15% fee, deducted — never added
Backers pay exactly what they choose. The 15% fee comes out of each backing: €100 gives the Dreamer €85. The fee is kept if money is returned.
Gifts, not shares
Backings are gifts. No shares, equity, interest or repayment, and Dreamers keep full ownership. Nothing on cohero is an investment or a loan.
Risks to plan for
- R1
Refit reveals more work
Opening up a repair can reveal further worn components. Complete the vessel assessment first and keep a refit contingency before committing to departure dates or passage bookings.
- R2
Weather changes route
A weather window may close after the boat is ready. Build waiting time and alternative stops into the passage budget, and make the final proof a factual log rather than a fixed arrival date.
- R3
Trial exposes faults
Systems may behave differently under load than alongside the dock. Give sea trials their own milestone and allow repair time before buying all perishable passage supplies.
Questions and answers
Who can fund a sailing voyage dream in Milan?
Anyone with a clear goal, honest milestones and the proof to show for them. Every dream is reviewed before it goes live to keep the feed safe for Backers.
Can the dream fund repairs as well as the voyage?
Show which repairs are needed for the planned passage and separate them from unrelated improvements. Use condition records, repair invoices and sea-trial notes before the final passage log so Backers can follow the sequence.
Should I share live tracking with Backers?
You can use a delayed route summary and dated log instead of publishing live positions. Explain your reporting schedule before departure and keep crew identities, berth details and private communications out of public proof.
Ready when you are
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